Banking & Finance Articles & FAQs

Accounting Terms Every Businessperson Should Know
This quick glossary of common business accounting terms will get you up to speed if you're new to the business world.
Automatic Deductions: The Painless Way to Pay Bills?
The problems you may experience with authorizing an automatic deduction and what you can do about them.
Avoiding Credit Card Debt
Learn how to use credit cards wisely so that you don't get buried in credit card debt.
Business Financing FAQ
Here are answers to some of your most frequently asked questions about raising money for your small business.
Business Income Defined
There are many different kinds of business income, and almost all of them are taxable.
Credit Scoring
Learn what a credit score is and how to improve it.
Different Types of Credit and Debit Cards
Credit, charge, ATM and debit cards are not all alike. Here's some information to help you choose wisely.
Help! I've Already Paid Off My Student Loan
What to do if the Department of Education demands payment on a student loan you've paid off.
Loans and Equity Investments Compared
How to choose between getting a loan or selling part of your business to an equity investor.
Mortgage Basics FAQ
Get an overview of types of loans and terms and tips on how to afford a mortgage and down payment.
Promissory Notes
Whether you borrow money from a bank or someone you know, you should sign a promissory note — a legally binding contract in which you promise to repay the money.
Qualifying for a Home Loan
Accurately determine how much house you can afford, and learn why a good credit score and loan preapproval are critical.
Raising Money for Your Small Business
Here's the lowdown on whether to borrow money or sell part of your business to an equity investor.
Raising Money Through Equity Investments
Bringing investors into your business gets you more than just money — you get new co-owners, too.
Rebuilding Credit FAQ
Improve a poor credit rating so your next credit check is better.
Shopping for Credit Cards
Before signing up for a credit card, learn about the key terms in the credit card agreement, and shop around for the best deal.
Student Loan Collections
What might happen if you fall behind on your student loan payments.
Ten Tips for Financially Troubled Businesses
If your company is facing financial difficulties, read these tips to keep out of trouble with the IRS, bankruptcy courts and your bank.
What to Do If There's an Error on Your Debit or Credit Card Statement
Here's what to do if you find an error on your ATM, debit or credit card statement.
When You Can't Pay Your Student Loans: Cancellation, Deferment, and Forbearance
How to defer your student loan payments, or cancel your loans altogether.
Which Debts Must You Repay?
All debts are not created equal. Learn which are most important.
Your Liability If You Lose Your ATM, Debit or Credit Card
Federal laws and bank policies may keep your liability low.
Your Student Loan Repayment Options
The variety of student loan repayment plans available fit different needs and financial situations.
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